Ayo was born and raised in Nigeria and played competitive soccer between the ages of 10 and 18. He participated in Dana Cup in Denmark and Gothia Cup in Sweden in the early 1990s.
In 2002 he moved to the United States, obtained his USSF National D coaching license and began coaching soccer at Chelsea Piers.
Ayo is also a national referee and a member of the Professional Referee Organization in the U.S and has worked games at various levels including the US Open Cup, Major League Soccer, the International Champions Cup and International Club Friendlies. Ayo is also an intercollegiate soccer official and has officiated NCAA games.